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Interest Rates On Small Savings, PPF Reduced

By
Syskool
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The Central Government has announced that starting April 1, 2013, Public Provident Fund (PPF) accounts and small savings schemes will fetch reduced returns owing to a cut in interest rates by 10 basis points each. According to a Finance Ministry statement, the interest rate on PPF will stand reduced from 8.8 percent to 8.7 percent. Likewise, the five-year maturity Monthly Income Scheme (MIS) will earn an interest of 8.4 percent during the 2013-14 financial year.

The only exception has been made in the case of savings deposits schemes and fixed deposits of up to one year run by post offices with their interest rates kept unchanged at 4 percent and 8.2 percent, respectively All other savings schemes falling under the National Small Savings Fund (NSSF) will see a reduction in interest rates by 10 basis points which would be applicable for the entire 2013-14 financial year. For instance, the National Savings Certificates (NSC) having five and 1,0-year maturity periods will now earn interest rates of 8.5 percent and 8.8 percent, respectively, as against 8.6 percent and 8.9 percent hitherto. The interest rate for Senior Citizens Savings Scheme (SCSS) also stands reduced to 9.2 percent from 9.3 percent.

India’s foreign exchange status

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Syskool
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As per the Reserve Bank of India’s Weekly Statistical Supplement released on March 29, 2013, India’s foreign exchange reserves rose by $1.1 billion to $293.4 billion for the week ended March 22, 2013. For the week ended March 15, the reserves had risen by $1.97 billion to $292.3 billion. The reserves had declined by S220 million to $290.35 billion during the week that ended on March 8. Earlier, for the week ended March 1, die reserves had dropped by $1.35 billion to $290.57 billion.

Rupee v/s Dollar

By
Syskool
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In the last one year (from April 2012 to March 2013), the rupee has seen frequent ups and downs. The value of the rupee was at 54.28 to a US dollar on April 2, 2012. Then it fell to Rs. 56.63/dollar by June 25, 2012. From then on until August 2012, :he value of the rupee kept swinging between 55 and 56 per dollar. Thereafter, riding on the Centre’s decision (September 14, 2012) to allow FDI in multi-brand retail, the rupee gained in value to touch 52.80/dollar by end-September 2012. It closed tradings in end-October 2012 at 53.80 to a dollar. It then plunged again to touch a two-month low of 55.16/dollar by November 16, 2012, before seeing some gains in value at 54.30 to a dollar on November 30, 2012. The rupee ended the last day of 2012 at 54.84 vis-a-vis the dollar. It closed at 53.25/dollar in end-January 2013, while at end-February 2013, the value of the rupee was at 54.40/dollar. On Match 31, 2013, the value of the rupee was perched at 54.28/dollar.

Model Test-13

By
Syskool
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0

1. As a policy to boost the agricultural sector in the country, the Govt, of India has taken several special measures over the years. Which of the following cannot be considered a measure/ measures which will have a direct impact(s) on the agricultural sector?

1. Setting up of a National Food Processing Bank.

2. Opening irrigation, sanitation and water projects for development under public private participation.

3. Efforts to bring down fiscal deficit to 5-5 percent level of GDP.

(a) Only 1 (b) Only 2

(c) Only 3

(d) Only 1 and 2

(e) All 1, 2 and 3

2. The Govt, of India is planning to bring a Second Green Revolution. This will be launched specifically for which of the following parts of the country ?

(a) North East and Eastern Regions

(b) Central India

(c) Jammu & Kashmir

(d) Tamil Nadu, Kerala and Andhra Pradesh

(e) None of these

3. As we all know, the limit of exemption on personal income tax has been raised by Rs. 10,000. Whenever a relief in direct ta>.es is given, the underlying motive is always to make money available for which of the following purposes.

1. Savings

2. Investment for High returns

3. Personal Consumption

(a)Only 1

(b)Only 2

(c)Only land 3

(d) Only 2 and 3

(e) None of these

4. As we know, a special scheme ‘One Village One Project’ is in vogue in some parts of our country and has proved a good incentive to boost the rural economy and the agricultural sector. Now the Govt, has decided to develop 60,000 villages to produce which of the following single crops as a major crop?

(a) Pulses or Oilseeds

(b) Wheat or Bajra

(c) Sugar or Jute

(d) Sunflower or Rose flower

(e) None of these

5. The Govt, of India has decided to bring down the fiscal deficit from 6-6 percent to the level of 5-5 percent of the GDP so that it can meet growth targets well in time. This target of 5-5 percent is to be achieved by the end of

(a) January 2011

(b) March 2011

(c) December 2010

(6) January 2012 (e) None of these

6. Some economists and financial experts are of the opinion that the Finance Minister of India has done a good job by allocating a fairly good share of budget to ensure that the benefits of the growth also reach the poor and unorganized sectors of the society. What amount in terms of percentage has been allocated to various schemes of the social sector in the Union Budget 2010-11?

(a) 5% (b) 7.5%

(c) 10% (d) 12.5%

(e) None of these

7. Many people talk about the roll back of stimulus packages provided last year by the Govt, of India to help certain sectors. If these stimulus packages are rolled back, this would mean that
1. Those who have availed these benefits would be required to return them to the Govt, of India.
2. No such incentive would be available hence forth to these sectors.
3. All such benefits/ incentives would be available to all the people across the country and will not be restricted to some selected few.
(a) Only 1 (b) Only 2
(c) Only 3 (d) Only 1 and 3 (e) Only 2 and 3
8. In order to develop infrastructure in the country at a faster pace, the Govt, of India has fixed some targets. In order to achieve this target, at present, how many kilometers of highway is required to be constructed per day ?
(a) 5 km (b) 10 km
(c) 15 km (d) 20 km
(e) None of these
9. “South India will get K-G gas by 2012” was the news in a major financial newspaper.‘K-G’ is the abbreviated name of which of the following ?
(a) Karnataka-Goa
(b) Kaveri-Ganga
(c) Kris’hna-Godavari
(d) Karnataka-Gulf (ej None of these
10. Many a times, we read in newspapers that some big banks have revised their lending rates to make them dearer or cheaper. Though the decision to raise the lending rates is always in the hands of the banks normally they announce this decision of theirs
1. Immediately after the Union Budget is presented in the Lok Sabha every year.
2. When the RBI makes changes in its policy rates.
3. When the Monetary and Credit Policy of the RBI is reviewed periodically.
(a) Only 1 (b) Only 2
(c) Only 3
(d) Only 2 and 3
(e) All 1, 2 and 3
11. How much amount in cash is the Govt, of India planning to infuse in public sector banks, to strengthen their capital base this year ?
(a) Rs. 10,000 crore
(b) Rs. 12,500 crore
(c) Rs. 14,000 crore
(d) Rs. 16,500 crore
(e) None of these
12. As we all know, the rate of MAT has been increased from the present 15% to 18% with effect from April 2010. What is the full form of MAT ?
t (a) Maximum Alternate Tax
(b) Minimum Alternate Tax
(c) Minimum Affordable Tax
(d) Maximum Affordable Tax
(e) None of these
13. One of the headlines in a major financial  newspaper recently was “Is Spain the next Greece or Italy or Portugal ?” What is the actual meaning of this headline — because of which the author has been comparing Spain with the other three countries ?
(a) Ail these three countries have abandoned the membership of the European Union. Spain is also planning to do so
(b) All these three countries were the first to come out of recent global recession and that too within a shortspan of time. Spain is next in queue to declare itself free from the trouble
(c) These three nations are badly trapped in a situation where their economy is proceeding from bad to worse condition. Spain also appears to be in the same situation
(d) Greece, Italy and Portugal have signed some special agreements with US and are availing stimulus packages to promote their exports to US on Some specific terms. Spain is also willing to do the same
(e) None of these
14. Many times we read in newspapers that several companies are adopting the FCCBs route to raise capital. What is the full form of FCCBs ?
(a) Foreign Currency Convertible Bonds
(b) Foreign Convertible Credit Bonds
(c) Financial Consortium and Credit Bureau
(d) Future Credit and Currency Bureau
(e) None of these
15. The Govt, of India has asked all big companies and corporates to create a separate fund for their ‘Corporate Social Responsibility Activities’. What is/are the purpose(s) of this directive issued by the Govt.
1. To ensure that companies spend some money on social activities.
2. To bring transparency in matters of financial transactions and dealings by corporates.
3. To ensure that corporate entities do not get involved in non commercial activities in the name of social activities as they are required to spend money only on the welfare of the employees and their families.
(a) Only 1 (b) Only 2
(c) Only 3 (d) All 1, 2 and 3
(e) None of these
16. Which of the following is an innovative mechanism adopted by banks to meet the targets fixed for lending to priority sector by the Banks ?
(a) Buying & Selling of Priority Sector Lending Certification
(b) Sale of Kisan Vikas Patra
(c) Inter Bank Participation Certificates
(d) Adoption of Core Banking Solution
(e) None of these
17. The Reserve Bank of India (RBI) recently announced a hike in some policy rates and also indicated that there may be another change in near future. Which of the following is/are considered a policy rate(s) in the hands of the RBI ?
1. Repo Rate 2. SLR
3. Inflation
(a) Only 1
(b) Only 2
(c) Only 3
(d) Only 1 and 2
(e) All 1, 2 and 3
18. Zain, which was in news recently, is a company based in which of the following nations ?
(a) Kuwait
(b) South Africa
(c) UAE
(d) China
(£) None of these
19. Who amongst the following was awarded the prestigious ‘Moortidevi Award’ recently for his literary works ? (Award is a Minister in the Union Cabinet)
(a) Veerappa Moily
(b) Pranab Mukherjee
(c) P. Chidambaram
(d) Kapil Sibal
(e) None of these
20. The Indian Ministry of Agriculture has decided that despite good stocks of wheat and rice, India will not export the excess stocks. Which of he following may be the reason(s) owing to which the Ministry has taken this decision ?
1. Indian wheat and rice are not in much demand in foreign countries. Hence, very few are takers for the same.
2. The National Food Security Bill has a provision to provide 25 kg of wheat or rice to the families living below poverty line. A huge stock of grains will be needed for the same in near future.
3. Since most countries are still to recover from the global recession, a formula is being worked out where imports and exports will be compensated simply by exchange of commodities available with the countries. India is planning to use its food grain stocks for the same.
(a) Only 1
(b) Only 2
(c) Only 3
(d) Only 1, 2 and 3
(e) None of these
21. ‘As per the reports published in various newspapers, RBI has asked banks to make a plan to provide banking services to all villages having a population of 2000. This directive issued by the RBI will fall in which of the following categories ?
(a) Plan for Financial inclusion
(b) Efforts to meet the targets of Priority Sector Lending
(c) Extension of Relief Packages to the Farmers
(d) Extensions of Internal and Branchless Banking
(e) None of these
22. Which of the following is not a bank or finance company ?
(a) Barclays
(b) BNP Paribas
(c) Lufthansa
(d) HSBC
(e) All are banks/finance companies
23. The Indian, Railways is in the process of purchasing Bullet Train Technology from which of the following nations ?
(a) France (b) China
(c) Japan (d) Russia
(e) Spain
24. Some State Govts, have started a project ‘Save Snow Leopards’. Snow Leopards are found mainly in
(a) Jammu & Kashmir
(b) Rajasthan
(c) Kerala
(d) Punjab
(e) Tamii Nadu
25. India recently signed an agreement for an Action Plan to Advance Security Cooperation’ with which of the following nations ?
(a) China
(b) Bangladesh
(c) Pakistan (d) Nepal
(e) Japan
26. Sanya Richards who was named as the IAAF World Athlete of 2009 represents which of the following countries?
(a) Jamaica (b) Kenya
(c) France (d) Britain
(e) USA
27. Who amongst the following was adjudged the European Footballer of the year 2009?
(a) Roberto Baggio
(b) Edger Davids
(c) Xavi Hamandez
(d) Cristianct Ronaldo
(e) Lionel Messi
28. The latest nuclear power reactor of India recently attained criticality at Rawathbhata. Rawatbhata is a place in
(a) Uttar Pradesh
(b) Madhya Pradesh
(c) Uttarakhand
(d) Orissa
(e) Rajasthan
29. Who amongst the following has recently received the Highest Civilian Honour of France ?
(a) Kareena Kappor
(b) A.R. Rahman
(c) Javed Akhtar
(d) Lata Mangeshkar
(e) None of these
30. Who amongst the following^epresented India at the 15th United Nations Climate Change Conference 2009 held in Copenhagen ?
(a) Smt. Sonia Gandhi
(b) Smt. Pratibha Patil
(c) Dr. Manmohan Singh
(d) Meira Kumar
(e) None of these
31. Three Indian sportsmen, C. Raju Srither, I.R. Sanam and Ratal Singh recently went to Indonesia and won Gold Medals in one of the events. All three are associated with which of the following sports ?
(a) Weightlifting
(b) Rifle Shooting
(c) Shimming
(d) Golf
(e) Archery
32. A two-day meeting of the South Asian Association for Regional Cooperation (SAARC) was organized recently in
(a) Kathmandu
(b) Islamabad
(c) Kabul
(d) Dhaka
(e) Thimpu
33. By nominating its Ambassador to which of the following countries after a gap of five years has the USA established its diplomatic relation with it ?
(a) Syria (b) Iran
(c) Iraq (d) China
(e) None of these
34. Which of the following organizations / agencies is providing a US $ 850 million loan to India for the development of its infrastructure and Khadi Industry?
(a) World Bank
(b) European Union Finance Corporation
(c) Asian Development Bank
(d) Govt, of South Africa
(e) None of these
35. Goodluck Jonathan whose name was in news recently is from which of the following countries ?
(a) Konya (b) Uganda
(c) Nigeria (d) Sudan
(e) None of these
36. The census in India is done after a gap of every- * ‘
(a) 5 years (b) 10 years
(c) 21 years (d) 15 years
(e) None of these
37. Pankaj Advani won which of the following titles in the year 2009 ?
(a) Asian Games Gold Medal
(b) Asian Billiards Championship
(c) WSA Challenge Tour
(d) World Professional Billiards Championship
(e) None of these
38. Which of the following awards is given for Excellence in the field of sports ?
(a) Kalinga Award
(b) Golden Pen Award
(c) Arjuna Award
(d) Bharat Ratna
(e) None of these
39. Which of the following states started ‘April Mandis’ project in all districts of the state to ensure the supply of vegetables and fruits at fair prices ?
(a) Gujarat
(b) Uttar Pradesh
(c) Haryana
(d) Delhi
(e) None of these
40. Which of the following terms is not used in Economics ?
(a) Balance of Trade
(b) Centrifugal force
(c) Break even
(d) Fiscal Deficit
(e) Capital Account
41. The Indira Gandhi Peace Prize 2009 was given to the President of
(a) Fiji (b) Bhutan
(c) Nepal (d) Bangladesh
(e) None of these
42. The Govt, of India recently launched the Jawaharlal Nehru National Solar Mission. This mission is one of the key missions on India National Action Plan on
(a) Second Green Revolution
(b) Climate Change
(c) Recharging of Water bodies
(d) Electricity to all
(e) None of these
43. Voting in local bodies elections is compulsory in which one of, the following states ?
(a) Delhi (b) Maharashtra
(c) Kerala (d) Gujarat
(e) None of these
44. India’s exports of which of the following to USA has been growing at a fast pace despite the global slowdown and recession ?
(a) Handicrafts and Carpets
(b) Textiles and Clothing
(c) Horticultural products
(d) Foodgrains
(e) Services
45. Russia recently agreed to resume import of natural gas from which of the following countries after a gap of about a month following a dispute over prices of the same ?
(a) Iran (b) Turkmenistan
(c) China (d) Kazakhstan
(e) N. Korea
46. India recently signed an agreement for cooperation in the field of nuclear power for civil purposes. This agreement is free from any restrictions on India. India signed this agreement with
(a) France (b) Germany
(c) USA (d) Canada
(e) Russia
47. Between the Assassinations’ is a book written by-
(a) Chetan Bhagat
(b) Kiran Desai (c) Shobha De
(d) Vikram Seth
(e) Arvind Adiga
48. Which of the following prizes/awards is not given for Excellence in the field of Literature ?
(a) Dronacharya Award
(b) Aga Khan Prize for Fiction
(c) Commonwealth Award
(d) Nobel Prize
(e) Man Booker Prize
49. Which of the following terms is not used in the game of Hockey ?
(a) Centre (b) Downswing
(c) Drop pass (d) Goal line
(e) Blue line
50. ‘Invisible’ is a novel written by-
(a) Vikram Seth
(b) Chetan Bhagat
(c) Anita Desai
(d) Meghnad Desai
(e) Paul Auster
Answers:
1. (c) 18. (a) 35. (c)
2. (a) 19. (a) 36. (b)
3. (c) 20. (b) 37. (d)
4. (a) 21. (a) 38. (c)
5. (d) 22. (c) 39. (c)
6. (e) 23. (c) 40. (b)
7. (c) 24. (a) 41. (d)
8. (d) 25. (e) 42. (b)
9. (c) 26. (e)  43. (d)
10. (c) 27. (e) 44. (e)
11. (e) 28. (e) 45. (b)
12. (b) 29. (d) 46. (e)
13. (c) 30. (c) 47. (e)
14. (a) 31. (e) 48. (a)
15. (b) 32. (e) 49. (b)
16. (c) 33. (a) 50. (e)
17. (d) 34. (c)

Model Test-12

By
Syskool
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0

1. Equity schemes managed strong NAV gains, which boost their assets was a news in some financial newspapers. What is the full form of the term NAV as used in above head lines?

(a) Nil Accounting Variation

(b) Net Accounting Venture

(c) Net Asset Value

(d) New Asset Venture

(e) None of these

2. As per reports published in various news papers, mutual fund companies showed 94 percent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 percent-

(a) Of the total investments they made collectively during the year.

(b) More than their profits during previous year

(c) Of the total capital of the company

(d) Less than the total expenditure of the companies

(e) None of these

3. As per the news published in various news papers Pakistan has imposed 15 percent regulatory duty on exports of cotton yarn. Why countries are required to impose regulatory duties on exports of some of their commodities while in the eyes of the layman more exports means more foreign exchange and more revenue for the Govt.?

1. It is done to control the exports of a commodity as it may be needed more in local markets
than in foreign countries.

2. it is done to control the general inflation in the country as the inordinate exports of various commodities create imbalance and also cost push inflation.

3. it is a good short time measure to collect more revenue from the exports of the commodity which is in high demand in overseas markets.

(a) Only 1

(b) Only 2

(c) Only 3

(d) AIM, 2 and 3

(e) None of these

4. As per the reports published in some major news papers ‘ADAG companies’ made good profits during the year. ADAG companies are popularly knows as –

(a) Companies owned by Tata Group

(b) Aditya Birla Companies

(c) Reliance companies

(d) Companies owned by Aptech

(e) None of these

5. ONGC – Mittal Energy finds hydrocarbons in two blocks OPL -279 & OPL – 285 in Nigerian sea was the news in some major news papers. What is the full form of the term OPL as used in the above head line?

(a) Oil Prospecting License

(b) Ownership and Partnership Lease

(c) Overseas private line

(d) ONGC Petroleum Ltd.

(e) None of these

6. “Mutual Funds reported exceptional performance in 2009-10” was the news in major financial news papers recently. What is a mutual fund?
1. A type of collective investment scheme that pools money from many investors and invest it in stocks, bonds or other money market instruments.
2. It is a subsidiary of a bank or financial company created specially to raise money to be invested in a particular industry
i.e. housing or insurance etc. The money raised thus cannot be invested anywhere else.
3. When several Banks and financial companies come together and create a common pool of money to fund mega infrastructural project like bridges, roads, power plants etc. the common pool is known as Mutual Fund. –
(a) Only 1 (b) Only 2
(c) Only 3 –
(d) All 1, 2 and 3
(e) None of these
7. As we all know the Bank Rate at present is fixed at 6%. What does it J mean in context to the banking operations?
ia) No bank will be able to give loan to any party on a rate lower than the Bank Rate
b) Bank should give loan to their priority sector customers/ borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients
c) Banks are required to invest 6% of their total capital on financial
inclusion and inclusive banking operations
(d) Banks will i.e. required to give 6% of their total deposits to the Govt, of India for meeting its Balance of Trade requirements
(e) None of these
8. As per the reports in various news papers many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations/ agencies issue the licence for the same?
(a) Securities & Exchange Board of India (SEBI)
(b) Indian Institute of Banking & Finance (IIBF)
(c) Indian Bank Association
(d) Registrar of Companies
(e) None of these
9. We very frequently read about Europe’s Sovereign- debt crisis these day. Which of the following statement/s is/are true about the same?
1. In early 2010 the Euro crisis developed in some countries like Greece, Spain and Portugal.
2. This created a credit default swap between the countries of the European-union.
3. SAARC countries have offered some assistance to some of severely affected countries like Portugal, Spain & Greece.
(a) Only 1 (b) Only 2
(c) Only 1 and 2
(d) All 1, 2 and 3
(e) None of these
10. As we all know the RBI has raised the Cash Reserve Ratio (CRR) by25 bps. in April 2010. What action banks will have to take to implement the same?
1. They will have to deposit some more money with the RBI as a reserved money.
2. Banks will be required to give some more loan to projects of the priority sector.
3. Banks will be required to give loan equivalent to the CRR to the Govt, of India for its day to day expenditure as and when required.
(a) Only 1
(b) Only 2
(c) Only 3
(d) Only 1 and 2
(e) All 1,2 and 3
11. As per estimates given by the RBI the Economic Growth during the year 2010-11 will be at which of the following levels?
(a) 6.5%
(b) 7%
(c) 7.5%
(d) 8%
(e) None of these
12. Which of the following is/are correct about the RBI’s credit policy announced in April 2010?
1. Repo rate raised by 25 bps.
2. A new reporting platform was introduced for secondary market transactions in Certificate of Deposits (CDs) and Commercial Papers (CPs).
3. Core Investment Companies (CICs) having an asset size of Rs. 100 crore are required to register also with the RBI.
(a) Only-1
(b) Only 2
(c) Only 3
(d) All 1, 2 and 3
(e) None of these
13. As per the announcement made by the RBI some Stock Exchanges in India are allowed to introduce Plain Vanilla Currency Options. The term Plain Vanilla Currency Options is associated with which of the following activities/operations?
(a) Dollar – Rupee Exchange Rate
(b) Floating of Commercial Papers
(c) Launch of new mutual funds
(d) Deciding the opening price of a share on a particular business day
(e) None of these
14. Which of the following is not a term related to banking/finance operations?
(a) Provision Coverage Ratio
(b) Securitization
(c) Consolidation
(d). Commodification
(e) Derivatives
15. The process of “Artificial Application of Water of the soil usually for assisting in growing crops”, is technically known as –
(a) Water harvesting
(b) Irrigation
(c) Water recharging
(d) Percolation
(e) None of these
16. As per the news published in major news papers/journals henceforth the Credit Card holders will be able to access their credit card information though automated interactive voice response system over the phone instead of speaking to the staff. Thisdecision of the banks/credit card companies will provide –
1. An additional hurdle to the customers as people feel comfortable in talking to the staff instead of talking to a machine.
2. An additional security to the customers as this does not allow any staff to handle any transaction directly.
3. Some comfort to the banks as they will be able to reduce their staff strength.
(a) Only 1
(b) Only 2
(c) Only 3 ,
(d) All 1, 2 and 3
(e) Only 1 and 3
17. The 34th National Game which were postponed several times are scheduled to be held in which of the following states?
(a) Gujarat
(b) Kerala
(c) Tamil Nadu
(d) Uttar Pradesh
(e) Jharkhand
18. Waste Water generates which of the following gases which is more powerful and dangerous than C02?
(a) Nitrogen
(b) Sulphur di-oxide
(c) Hydrogen
(d) Methane
(e) None of these
19. Which of the following days was observed as World Water Day 2010?
(a) 20th June
(b) 22nd July
(c) 22nd March
(d) 20th May
(e) None of these
20. Late Vinda Karandikar, who died a few months back was a famous –
(a) Author
(b) Cine-Actor
(c) Sportsman
(d) Classical singer
(e) Social Worker
21. As per the reports published recently the Govt, of India has decided to create a separate agency/body scrutinize all Foreign Direct Investments (FDIs) officially. Up till now the security screening was being done by the
(a) Ministry of Foreign Affairs Govt, of India
(b) Reserve Bank of India
(c) Securities & Exchange Board of India
(d) Ministry of Finance, Govt, of India
(e) Ministry of Home Affairs Govt, of India’
22. As per the news reports in various news papers the USA has outlined some major policy goals to prevent the danger of nuclear terrorism. Which of the following is/are included in those policy goals ?
1. Convene a nuclear security summit within a year’s time under the leadership of the USA.
2. A new agreement/pact should be introduced in place of present Nuclear Non Proliferation Treaty (NPT).
3. Call for a global effort to secure all nuclear weapons at all vulnerable sites all over the world.
(a) Only 1
(b) Only 2
(c) Only 1 and 3
(d) Only 2 and 3
(e) All 1, 2 and 3
23. ‘Indira Gandhi Canal’ which is around 450 km long provide irrigation facility mainly to which of the following states?
(a) Punjab
(b) Haryana
(c) Madhya Pradesh
(d) Gujarat
(e) Rajasthan
24. Former caption of the Indian Cricket team, Ajit Wadekar is conferred which of the following awards for the year 2010?
(a) Bharat Ratna
(b) Khel Shri Award
(c) Dronacharya Award
(d) Rajiv Gandhi Khel Ratna Award
(e) None of these
25. Who amongst the following is the director of the popular Hindi film “Oye Lucky! Lucky Oye” ?
(a) Mani Ratnam
(b) David Dhavan
(c) Dibankar Banerjee
(d) R. Batakrishnan
(e) None of these
26. India recently signed an agreement to import Liquefied Natural Gas (LNG) from a country which is the largest LNG producer and supplier of the world. Which is that country ?
.(a) Kuwait (b) Qatar
(c) Iran
(d) Saudi Arabia
(e) None of these
27. As a measure to help countries hit by global financial meltdown the RBI has purchased notes worth US $ 10 billion
in terms of ‘Special Drawing Rights from a World Organisation/ agency Which is this agency/organization ?
(a) Federal Reserve of U.S.A.
(b) Asian Development Bank
(c) World Bank
(d) International Monetary Fund
(e) None of these
28. Which of the following is not a pub!: sector undertaking under the Ministry of Defence, Govt, of India ?
(a) Mazagaon Dock Ltd.
(b) Garden Reach Shipbuilders ar: Engineers Ltd.
(c) Bharat Heavy Electricals Ltd.
(d) Hindustan Aeronautics Ltd.
(e) Bharat Earth Movers Ltd.
29. Which of the following states won the senior National Women’s Football Tournament 2010 ?
(a) Manipur (b) Assam*
(c) Tamil Nadu (d) Kerala
(e) Delhi
30. Which of the following is not a missi ~ developed by the Defence Research and Development Organisat on (DR DO)?
(a) Shaurya (b) Pinaka
(c) Brahmos (d) Agni
(e) Nag
31. Which of the following declarations treaties was adopted by the BR C countries recently to promote GIoball Food Security ?
(a) Moscow Declaration
(b) Doha Treaty
(c) Delhi Declaration
(d) Kabul Treaty
(e) None of these
32. Which of the following statements represent(s) the main objectives the revised National Health Policy-2002 of the Govt, of India ?
1. Increase Public expenditure from 0.9 percent to 2 percent of the GDP.
2. Setting up of Medical Grants Commission for funding new Govt. Medical & Dental colleges.
3. Mandatory two years rural posting before awarding the degree to Medical Graduates.
(a) Only 1
(b) Only 2
(c) Only 3
(d) Only 1 and 3
(e) All 1, 2 and 3
33. Which of the following metals is used for generation of nuclear Energy by most of the Nuclear Power Plants ?
(a) Zinc
(b) Platinum
(c) Uranium
(d) Nickel
(e) None of these
34. Indus Water Treaty is a pact on sharing of, river water between India and
(a) Bangladesh
(b) Pakistan
(c) Nepal
(d) Afghanistan
(e) Myanmar
35. The Union Cabinet recently .cleared Prohibition, of unfair Practices in Technical Medical Educational, Institutes and Universities Bill 2010. As per the bill which of the following will now be treated as a cognizable offence?
(a) Accepting capitation fee from the students
(b) Running a private college
(c) Not allowing students to change their course in between
(d) Running a college without proper facilities
(e) None of these
36. Which of the following is/are considered a Renewable Source of Energy ?
1. Wind Energy
2. Solar Energy
3. Nuclear Energy
(a) Only 1
(b) Only 2
(c) Only 3
(d) Only land 2
(e) All, 1,2 and 3
37. Which of the following countries is not, amongst the top ten in industrial production in the world during 2010 ? (a) India (b) Iran
(c) China (d) France
(e) U.S.A.
38. Common wealth Games 2010 are being organized in which of the following countries ?
(a) Australia (b) South Africa
(c) Canada
(d) New Zealand
(e) India
39. Which of the following is not a banking related term?
(a) Radiation
(b) Outstanding amount
(c) Benchmark Prime Lending Rate
(d) Explicit Guarantee
(e) Creditor
40. insurance service provided by various banks is commonly known as
(a) Investment Banking
(b) Portfolio Management
(c) Merchant Banking
(d) Bancassurance
(e) Micro Finance
41. Who amongst the following has recently taken over as the Chairman of the 19th Law Commission ?
(a) Mr. A. R. Lakshmanan
(b) Mr. P. V. Reddy
(c) Mr. Yashwant Sinha
(d) Mr. Ranjan Bharti Mittal
(e) None of these
42. Moortidevi Award is given for excellence in the field of
(a) Classical dance
(B) Literature
(c) Classical music
(d) Cinematography
(e) Social service
43. Which of the following terms is used in the game of Cricket ?
(a) Love
(b) Tee
(c) Penalty stroke
(d) No Ball
(e) None of these
44. Which of the following awards is given by an agency of the United Nations Organization ?
(a) Normon Borloug Award
(b) Kalinga Prize
(c) Raman Magsaysay Award
(d) Pulitzer Prize
(e) None of these
45. Which of the following countries won the Hockey World Cup 2010 ?
(a) Spain (b) England
(c) India (d) Australia
(e) None of these
46. Who amongst the following is the author of the English novel ‘solo!, which was given Common. Wealth Writers’Prize 2010 ?
(a) Aamer Hussain
(b) Jonathan Tel
(c) Rana Dasgupta
(d) John Torrence Tate
(e) None of these
47. Mr. Surjit Patar, who was awarded Saraswati Samman recently is a well known poet of
(a) Hindi (b) English
(c) Punjabi (d) Urdu
(e) Bengali
48. Which of the following is the book written by Kiran Desai ?
(a) Higher than Everest
(b) A Passage to England
(c) Affluent Society
(d) All my Yester Years
(e) The Inheritance of Loss
49. Which of the following Trophies/ cups is associated with the game of Hockey?
(a) Durand Cup
(b) Santosh Traphy
(c) Rangaswami Cup
(d) Ranji Trophy
(e) K. D. Singh Babu Trophy
50. Sandra Bullock who was awarded Oscar recently is a famous
(a) Actress
(b) Director
(c) Music Composer
(d) Screen play writer
(e) None of these
Answers:
1. (C) 18. (d) 35. (a)
2. (b) 19. (c) 36. (d)
3. (a) 20. (a) 37. (b)
4. (c) 21. (e) 38. (e)
5. (a) 22. (e) 39. (a)
6. (b) 23. (e) 40. (d)
7. (a) 24. (e) 41. (b)
 8. (e) 25. (c) 42. (b)
9. (a) 26. (b) 43. (d)
10. (a) 27. (d)  t 44. (b)
11. (d) 28. (c) 45. (d)
12. (a) 29. (a) 46. (c)
13. (a) 30. (a) 47. (c)
14. (c) 31. (a) 48. (e)
15. (b) 32. (e) 49. (c)
16. (b) 33. (c) 50. (a)
17.   (e) 34. (b)
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