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Budget : Simple to understand Highlights

By
Syskool
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2
Budget
Today Finance Minister Arun Jaitley presented Union Budget 2015,the highlights are:
 
Taxation:
● Abolition of Wealth Tax.
● Additional 2% surcharge for the super rich with income of over Rs. 1 crore.
● Rate of corporate tax to be reduced to 25% over next four years.
●Total exemption of up to Rs. 4,44,200 can be achieved.
●100% exemption for contribution to Swachch Bharat, apart from CSR.
●Service tax increased to 14 per cent.
Agriculture:
● Rs. 25,000 crore for Rural Infrastructure Development Bank.
● Rs. 5,300 crore to support Micro Irrigation Programme.
● Farmers credit – target of 8.5 lakh crore.

Infrastructure:
● Rs. 70,000 crores to Infrastructure sector.
● Tax-free bonds for projects in rail road and irrigation
● PPP model for infrastructure development to be revitalised & govt. to bear majority of the risk.
● Rs. 150 crore allocated for Research & Development
● NITI to be established and involvement of entrepreneurs, researchers to foster scientific innovations.
● Govt. proposes to set up 5 ultra mega power projects, each of 4000MW.
Education:
● AIIMS in Jammu and Kashmir, Punjab, Tamil Nadu, Himachal Pradesh, Bihar and Assam.
● IIT in Karnataka; Indian School of Mines in Dhanbad to be upgraded to IIT.
● PG institute of Horticulture in Armtisar.
● Kerala to have University of Disability Studies
● Centre of film production, animation and gaming to come up in Arunachal Pradesh.
● IIM for Jammu and Kashmir and Andhra Pradesh.
Defence:
● Rs. 2,46,726 crore for Defence.
● Focus on Make in India for quick manufacturing of Defence equipment.
Welfare Schemes:
● 50,000 toilets constructed under Swachh Bharath Abhiyan.
● Two other programmes to be introduced- GST & JAM Trinity.
● GST will be implemented by April 2016.
● MUDRA bank will refinance micro finance orgs. to encourage first generation SC/ST entrepreneurs.
● Housing for all by 2020.
● Upgradation 80,000 secondary schools.
● DBT will be further be expanded from 1 crore to 10.3 crore.
● For the Atal Pension Yojna, govt. will contribute 50% of the premium limited to Rs. 1000 a year.
● New scheme for physical aids and assisted living devices for people aged over 80 .
● Govt to use Rs. 9000 crore unclaimed funds in PPF/EPF for Senior Citizens Fund.
● Rs. 5,000 crore additional allocation for MGNREGA.
● Govt. to create universal social security system for all Indians.
 
Renewable Energy:
● Rs. 75 crore for electric cars production.
● Renewable energy target for 2022: 100K MW in solar; 60K MW in wind; 10K MW in biomass and 5K MW in small hydro
 
Tourism:
● Development schemes for churches and convents in old Goa; Hampi, Elephanta caves, Forests of Rajasthan, Leh palace, Varanasi , Jallianwala Bagh, Qutb Shahi tombs at Hyderabad to be under the new tourism scheme.
● Visa on Arrival for 150 countries.
Must Read:

NEW LATEST ( BANKING Abbreviation )

By
Syskool
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0
BANKING Abbreviation
NEW & LATEST ( BANKING Abbreviation )
1. BSBDA – Basic Savings Bank Deposit Account
2. FCNR(B) – Foreign Currency Non-Resident Bank
3. TARC – Tax Administration Reform Commission
4. ITEs: Intra-Group Transactions and Exposures
5. LCR: Liquidity Coverage Ratio
6. NSFR: Net Stable Funding Ratio
7. LRMT: Liquidity risk monitoring tools
8. CBS: Core Banking Solution
9. DEAF: Depositor Education and Awareness Fund
10. CRAR: Capital to Risk-weighted Assets Ratio
11. External Commercial Borrowings (ECB)
12. SWIFT: Society for Worldwide Interbank Financial Telecommunication
13. FSLRC: Financial Sector Legislative Reforms Commission
14. MIBOR: Mumbai Inter-Bank Offer Rate
15. LIBOR: London Inter-Bank Offer Rate
16. LAF – Liquidity Adjustment Facility
17. GIRO – Government Internal Revenue Order
18. EEFC – Exchange Earner’s Foreign Currency
19. FRBMA: Fiscal Responsibility and Budget Management Act
20. ALM- Asset Liability Management
21. AMFI- Association of Mutual Fund in India.
22. TIEA – Tax Information exchange Agreement
23. CAR – Cash Adequacy Ratio
24. CCEA – Cabinet Committee on Economic Affairs
25. CECA – Comprehensive Economic Cooperation Agreement
26. CEPA – Comprehensive Economic Partnership Agreement
27. DTAA – Double Taxation Avoidance Agreement
28. DTC – Direct Tax Code
29. ECBs – External Commercial Borrowings
30. EEFC – Exchange Earner’s Foreign Currency
31. EFSF – European Financial Stability Facility
32. FEMA- Foreign Exchange Management Act
33. FII – Foreign Institutional Investor.
34. FINO- Financial Inclusion Network Operation
35. FIPB – Foreign Investment Promotion board
36. FSLRC – Financial Sector Legislative Reforms Commission
37. FTA- Free trade agreement
38. GAAR – General anti avoidance rule
39. GSLV – Geo-Synchronous Launch Vehicle
40. MSF-Marginal Standing Facility
41. NBFC-Non Banking Finance Companies
42. NCTC – National Counter-Terrorism Centre
43. NEFT – National Electronic Funds Transfer
44. NSG – Nuclear Suppliers Group
45. PPP – Public Private Partnership & Purchasing Power parity
46. PSLV – Polar Satellite Launch vehicle
47. RTGS – Real Time Gross Settlement
48. SLR-Statutory Liquidity Ratio
49. TAPI – Turkmenistan-Afghanistan-Pakistan-India.
50. QFI -Qualified Foreign Investors
Must Read:

Fun things for Kids to do when getting Bored

By
Syskool
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0
  • Plant a tree.
  • Bake cookies for the neighbors — or your family..
  • Act out your child’s favorite book.
  • Visit an interactive museum.
  • Have a catch in a local park or the backyard.
  • Build an indoor tent or fort with couches and some bed sheets.
  • Turn on the radio and dance.
  • Play SimonSays — an oldie, but goodie.
  • Dress up in last year’s Halloween costumes and have a have a costume parade.
  • Put together a jigsaw puzzle.
  • Make homemade play dough.
  • String together macaroni for jewelry.
  • Host a picnic lunch — indoors or outdoors.
  • Learn how to tie-dye T-shirts.
  • Pull out the dress box, put on funny clothes and have a photo shoot.
  • Head outdoors for bird watching.
  • Create a time capsule.
  • Write letters to soldiers.
  • Play balloon volleyball.
  • Have a potato-sack race..
  • Camp out in the backyard.
  • Make up a secret handshake.
  • Count how many times you can spin in a circle without getting dizzy.
  • Make fruit kabobs.
  • Play lily-pad leap with small rugs and towels strategically placed throughout the playroom or living room.
  • Construct an indoor obstacle course.
  • Choreograph a dance routine.
  • Host a movie night. Plan for it by drawing tickets, making popcorn and setting up the room like a theater.
  • Make bath fizzies by combining citric acid, baking soda and cornstarch.
  • Pull out some old socks and draw faces on them to make sock puppets — then put on a show.
  • Make a friendship bracelet.
  • Exercise those finger-painting skills.
  • Pull out Twister.
  • Practice saying the 50 states in alphabetical order
  • Take silly pictures with a camera.
  • Make up your own mad-libs.
  • Host an at-home field day, complete with tug of war and team colors.
  • Explore small areas of nature with a magnifying glass.
  • Experiment with science. Make a papier mâché volcano and mix baking soda and vinegar for an explosive reaction!
  • Learn a new card game.
  • Host a tea party for Kids.
  • Partake in brainteasers, such as Sudoku, crossword puzzles and word searches.
  • Set up the basketball game of HORSE or just shoot hoops.
  • Teach kids to hula hoop.
  • Jump rope.
  • Go on a walk and let kids take pictures (with a disposable camera) of their favorite things around the neighborhood.
  • Break out the pots and pans and practice drumming skills (ear plugs required for parents!).
  • Rearrange your child’s bedroom.
  • Find and write to a pen pal.
  • Mix homemade bubbles: 1 cup granulated soap or soap powder, 1 quart warm water, and liquid food coloring
  • Make sandwiches and deliver them to a homeless shelter or the local food pantry for kids.
  • Set up a platter of new foods, maturing your tyke’s palette.
  • Sew a pillow. Just grab some fabric, scissors, stuffing and a needle and thread.
  • Play Hot Potato — use anything from a bean bag to a bar of soap.
  • Explore the world with Google Maps — find your home, your child’s school, favorite spots, etc.
  • Name that tune.
  • Ask “what do you want to be when you grow up” and then plan your day around that career. What would a fireman wear? What would a teacher do?
  • Build an outdoor fort with tarps and bungees around trees.
  • Make up a secret language.
  • Phone a friend. Better yet, use Skype or FaceTime.
  • Set up a make-your-own-sundae station.
  • Host a watercolor night where everyone paints their favorite (fill-in-the-blank).
  • Construct a family tree.
  • Start a mini garden.
  • Run through the sprinklers.
  • Give the family pet a bath.
  • Reminisce about your favorite family vacation and draw pictures of everything you did to
    make a book.
  • Learn magic tricks.
  • Run relay races with kids.
  • Make up a fun song about the family (My name is Jim and I like to swim, my sister’s name is Cate and she likes to skate…).
  • Write a letter to someone special (Grandma, Santa, the Tooth Fairy, your child’s favorite athlete, etc.) then mail it.
  • Research popular constellations. At night, head outdoors to spot nature’s bountiful creations.
  • Try to replicate a famous painting.
  • Learn the alphabet in Sign language.
  • Pick flowers (from your own garden, of course) and create a flower arrangement for the dining room table.
  • Make an eye-spy scavenger hunt (something shiny and blue, something round that makes noise, something clear, etc.).

Also, Read:

10 things to do before the exam!

Things you must ignore to Stay Happy

Ways to prevent Blockage in Heart

By
Syskool
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0

Arteries or atherosclerosis is one of the prime reasons for heart attack in many. While sedentary lifestyle, bad eating habits and lack of physical activity are often blamed for this condition, a lot can be done to reverse the
outcome of these habits. Here are a few things that you can do to prevent blockage in your heart.

Quit smoking:

Smoking has always been linked to heart diseases. There are some 4,000 odd chemicals that are inhaled into the
system when you smoke and they do no good to health. In fact, these chemicals constrict the arteries of the heart which lead to clogging. Second hand smoke is equally dangerous and increases one’s chances of blockage. Apart from this, environmental pollution is also responsible. The toxics inhaled from the environment are absorbed into the blood, causing inflammation in blood vessels, increased blood pressure, and clogged arteries.

Limit caffeine intake:

Caffeine is present in sodas, colas, tea, coffee and other processed drinks. Excessive caffeine intake can lead to
clogging of the arteries, other studies suggest that drinking coffee in moderation (without cream and artificial sweetener) can help lower blood pressure and boost heart health. However, soft drinks and colas come with no
health benefits in disguise. Being high in sugar content and caffeine, they gradually damage your arteries and increase your chances of heart attack in future.

Limit your sugar intake:

This just doesn’t mean limiting your intake of sweets and desserts, but also foods rich in carbohydrate that breaks
down to simple sugar. High amount of sugar in the blood stream gives rise to diabetes and is also responsible for creating havoc in your heart.

Choose your cooking oil wisely:

Most vegetable oils are high in PUFA or polyunsaturated fat content, which could lead to oxidative damage and raise
cholesterol levels. This, in turn, can clog the arteries and lead to blockages. However, PUFA is also needed in the body for other functions though in minute amounts. So choose cooking oils that are low in PUFA content to be on the safer side.

Eat foods rich in omega-3 fatty acids:

For a long time, it has been suggested that eating foods rich in omega-3 fatty-acids help to boost heart health and
reduce chances of heart diseases. Recent studies also suggest that these foods help to fight inflammation and keep the arteries clear from clogging.

Eat saturated fats:

‘Fats are not good for your heart’ is an outright lie. In fact, fats are also essential for your heart health. When taken in moderation, saturated fats help to fight oxidative damage and keep the arteries of the heart healthy.

Eat more fruits and vegetables:

Fruits and vegetables are in a way considered to be medicine for your body because of its various benefits. They
are rich in vitamins, minerals, fibre, phytonutrients and other micronutrients, which do your heart a lot of good. Nitrate, found in lettuce, beet, spinach and other vegetables, restricts contraction of arteries, development of plaque and arrests blood coagulation, while the antioxidants in the fruits provide resistance from oxidative damage.

Make exercise a habit:

Exercise boosts heart health improves circulation and helps reduce an incidence of artery clogging. Even 30 minutes of daily exercise can go a long way in preventing a blockage.

Also, Read:

The Skeletal System: Guards of the Body

The Circulatory System: Carrier of Life

Unknown facts about Strawberry

By
Syskool
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0
strawberry

During strawberry production, every plant is picked every third day. The acids in the fruit help to remove stains. Roughly 27,000 kilos of strawberries are eaten during the Wimbledon Championships, together with 7,000 litres of cream.

Facts About Strawberry

  • California strawberry facts show that there are 24,500 acres of strawberries planted in the state.
  • Americans eat 3.4 pounds of fresh strawberries each year plus another 1.8 pounds frozen per capita.
  • Strawberries are a member of the rose family.
  • “Strawberry” is the second most popular natural flavor. It is second only to “chocolate”.
  • They are also full of flavonoids, which form part of the strawberry’s red colour. They are known to
    help reduce cholesterol from clogging up the heart’s arteries.
  • There is a museum in Belgium just for strawberries.
  • In medieval times strawberries were regarded as an aphrodisiac and soup made of strawberries, borage and
    a soured cream was traditionally served to newly-weds at their wedding breakfast
  • Strawberries are the first fruit to ripen in the spring.
  • To symbolize perfection and righteousness, medieval stone masons carved strawberry designs on altars and
    around the tops of pillars in churches and cathedrals
  • Strawberries are full of a special substance called ellagic acid which can help fight cancers.
  • The ancient Romans believed that strawberries alleviated symptoms of melancholy, fainting, all
    inflammations, fevers, throat infections, kidney stones, bad breath, attacks of gout, and diseases of the blood, liver and spleen.
  • In medieval times, strawberries were served at important functions to bring peace & prosperity.
  • Over 53 percent of seven to nine-year-olds picked strawberries as their favorite fruit.
  • Strawberries can also be white or yellow and some can even taste like pineapples.
  • The Latin name for the famous everyday strawberry is Fragaria Ananassa.
  • Eight medium sized strawberries have more Vitamin C than an orange
  • In the sixteenth century strawberries were sold in cone-shaped straw baskets thus becoming one of the
    earliest packaged foods
  • Strawberries were cultivated by the Romans as early as 200 BC
  • The American colonists created strawberry shortcake.
  • Strawberries are low fat, low calorie; high in vitamin C, fiber, folic acid, potassium
  • Folk lore states that if you split a double strawberry in half and share it with the opposite sex, you’ll
    soon fall in love.
  • A 100g serving of strawberries will serve you for just 50 calories
  • In France, Strawberries were thought to be an aphrodisiac. A soup made of strawberries, thinned sour cream,
    borage, & powered sugar was served to newlyweds.
  • In parts of Bavaria, country folk still practice the annual rite each spring of tying small baskets of wild
    strawberries to the horns of their cattle as an offering to elves.They believe that the elves, are passionately fond of strawberries, will help to produce healthy calves and an abundance of milk in return.
  • The average strawberry has 200 seeds.
  • Strawberries are the only fruit with seeds on the outside.
  • Madame Tallien, a prominent figure at the court of an Emperor Napoleon, was famous for bathing
    in the juice of fresh strawberries. She used 22 pounds per basin. Needless to say, she did not bathe daily.
  • The word strawberry comes from the Old English words “streowberie” or “streawbelige”. There are a few theories about how they got their name. The “straw” bit could come from the straw that was used to keep the strawberries fresh, or it could come from “strewed”, which means to spread wide.
  • Ninety-four percent of US households consume strawberries.
  • Strawberries, as part of a 5 a day fruit & vegetable program, can help reduce the risk of cancer &
    heart attacks.

Also, Read:

Interesting facts about Peanuts

Facts about Uses of Aloe Vera

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