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Secrets Of Success Of IAS Toppers 2012-13

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The final results of the Civil Services Examination 2012-13 were out on May 3, 2013 and as usual, they did not spring any surprise.Rather, they underscored the same trends that had been seen for quite some time. Like the previous years’ results, this time also results showed that candidates from the technical background do well, as two of the top three candidates have technical background. The topper Ms. Haritha V. Kumar, 27, is a B.Tech. in Electronics and Communication from the University of Kerala and Dr. V. Sriram, the 2nd Position holder, is an M.B.B.S. from the same university. The Third Position has been secured by Ms. Stuti Charan who holds a B.Sc. from Jodhpur University. The results this time also show two of the three top ranks being secured by female candidates which is a very encouraging sign, as India has been talking of woman empowerment very seriously and a lot has been attempted too.

Among the top 25, six made it to the merit list in their first attempt, nine in the second and eight’ in the third. Two candidates had taken the test for the fourth and sixth attempts.

As many as four were already selected for services other than IAS on the basis of exams held in previous years. Ms. Haritha was allotted Indian Revenue Service (Central Excise and Customs) in the 2011 exam.

This year’s result also showcases the pan-India distribution of successful candidates. Among the top 25, there are candidates claiming domicile from as many as 12 States and Union Territories—Andhra Pradesh, Bihar, Chandigarh, Delhi, Haryana, Jammu & Kashmir, Karnataka, Kerala, Maharashtra, Rajasthan, Tamil Nadu and Uttar Pradesh.
Most of the toppers — 1 2 of 25—had appeared in the exam from Delhi centres followed by four from Thiruvanantha-puram, two each from Chennai and Hyderabad and one each from Jammu, Mumbai, Jaipur, Chandigarh and Allahabad.

The family background of those who did well shows diverse representation from all walks of life with their parents being farmers, teachers, businesspersons, government employees, doctors, advocates and professors.

When Ms. Haritha V. Kumar first took the Civil Services Examination, she fell short of 18 marks in clearing the Mains. But that did not dishearten her. Rather it gave her the confidence that she can crack the exam—and realise a childhood dream-—if she gave it a small push. Four years and an equal number of attempts later, ask her about how her interview went and she brightens up. “They asked me the four issues that plague India. I told them corruption, poverty, (lack of) women’s security and unemploymentparticularly of the educated,”

Ms. Haritha told the media-persons at the National Institute of Customs, Excise and Narcotics in Faridabad where she is currently training as an IRS officer.

“They then asked me to suggest a single solution to tackle the four issues,” she said. Her reply was “transparency with the use of ICT (Information Communication

Technolog}’)”. That, she believes, was among her best answers. Born and brought up in Thiruvananthapuram, she completed her schooling from a Malayalam-medium school and then obtained an Engineering degree in Electronics and Communication from the Government Engineering College. Early on in her life, she had decided to become an IAS officer though. After graduating from college in 2007, she started preparing for IAS and opted for Economics and Malayalam as her subjects. “I believe Economics is the underlying problem to all issues India is facing. So I wanted to have a deep knowledge of the subject,” she said. In her first attempt in 2009, she fell short of 18 marks from clearing the Mains. “I thought when I could come this far with such shabby preparation, I could surely do better with a little more study,” said Ms. Haritha, who is fond of reading books, particularly Kahlil Gibran, and usually watches Malayalam movies. In 2010, she cleared IRS but her heart was in IAS. “I felt IRS would not give me the opportunity to serve the people the way IAS would do. I tried again. Moreover, IRS gives us extraordinary leave for a year to prepare for the exam. I availed that facility and cleared it this time.” Ms. Haritha considers the friends she made at IRS one of her biggest supporters and a factor for her selection. Before she joined IRS, her background prevented her from possessing a command over English.

Dr. Sriram Venkittaraman and Ms. Stuti Charan have bagged second and third positions, respectively in the examination. Dr. Sriram, who has earned Bachelor of Medicine and Bachelor of Surgery (M.B.B.S.) from Kerala University, has achieved the distinction in his second attempt. Ms. Charan has done Bachelor of Science from Jodhpur University and Post Graduate Diploma in Personnel and Marketing Management from the Indian Institute of Planning and Management
(IIPM), Delhi. It was her third attempt. An ecstatic Dr V. Sriram, who got the second position, said he was ‘overwhelmed’. “I am on cloud nine,” Dr. Sriram, who is doing his first year Post Graduation in General Medicine at the SCB Medical College at Cuttack told the mediapersons when contacted. He said that he had appeared for the UPSC Examination last year, but did not clear it. This time, he had done well both in the written examination and interview Dr. Sriram, who hails from Kochi, did his schooling at the Bhavan’s, Girinagar, passing out in 2004 and graduation in die Trivandrum Medical College in 2010. Asked about the reaction of his parents, he said they were surprised. “Nobody expected a second rank,” he said. Fourth ranked Dr. Alby John Varghese, hailing from Muvattupuzha, said that he was very happy with the result. Dr. Alby, who did his M.B.B.S. from Jubilee Mission Medical College, said that IAS was his first option. “I was interested in Civil Services as I wanted to work for the people in lower strata of society,” he said. Ms. Shena Aggarwal, an M.B.B.S. from the premier All India Institute of Medical Sciences (AIIMS), had bagged the top slot in the Civil Services Examination 2011, while Chennai-based law graduate Ms. S. Divyadharshini topped the list in the 2010 exam.

Jodhpur’s Ms. Stuti Charan has secured third position in country’s most coveted exam. This was her third attempt for this exam. Ms. Charan’s father is appointed with the Rajasthan State Warehouse as Deputy Director and mother is working as a lecturer with a private school. Despite being an MBA, Ms. Charan chose Agriculture and Botany subjects. During the entire tenure of preparation for the exam, she did not take any coaching classes and did everything on her own. Ms. Charan told the mediapersons, “I feel that Agriculture needs a big boost in our country, considering the fact that more than 50% of the population depends on this sector. Sadly, its contribution to the economy stands at mere 3%. Hence, I
seriously wish to work in this “direction”. Apart from being an avid reader, Ms. Charan is also into writing poetry. She gives all the credit of success to her parents and sister for their constant support and encouragement.

The son of a police constable, the daughter of an IAS officer, a practising Chartered Accountant and the son of a semi-literate farmer from a small village all stand on the same podium despite their varied economic, educational and social backgrounds. Such is the interesting combination of candidates from Andhra Pradesh which tasted success in die Civil Services Examination 2012-13. State topper and ranked 16, K. Shashanka is a practising Chartered Accountant who derived inspiration from his uncle, retired as a Mandal Parishad Development Officer (MPDO). “Watching him closely, I understood the change a government officer can bring,” he says. Mr. Shashanka left his cushy job at Ernst & Young and chose the Civil Services with the aim of contributing to society. Ms. G. Srijana, who was ranked  44th, is the daughter of senior IAS officer Mr. G. Balaramaiah. A Ph.D in ‘Human Rights and Refugees’, getting into the Civil Services was a childhood dream for Ms. Srijana given the atmosphere at home. She worked with Dr. Reddy’s Foundation on juvenile homes earlier and their education before joining Group-I services in 2012. “I dedicate this to my father,” Ms. Srijana said. J. Meghanatha Reddy, who secured the 55th rank, hails from an agriculture family from Proddutur and dreamt of being a Civil Servant since childhood as his father wanted him to be one. He preferred to do his B.A. despite bagging a seat at BITS, Pilani, Goa campus. “My friends thought I was crazy; but I wras focussed,” says Meghanatha who is presently undergoing training in the Indian Railways Personnel Service in Mumbai. Meghanatha did his B.A. from Nizam College and M.A. (Economics) from Hyderabad Central University. The 101 ranker, Dr. Narasimhugari Tej Lohith Reddy might end up being the boss of his father, a police head constable at Kamalapuram police station. Dr. Lohith, w7ho is an M.B.B.S. from Osmania Medical College, is assured of an IPS. However, he also stands a chance to get the IAS. Dr. Lohith cracked the exam inhis first attempt and he decided to take a shot only in his final-year M.B.B.S. Hailing from Sunkesula village in Kadapa district, he secured the 6th rank in the EAMCET medical stream. “The Chois is a great platform to serve people and as a doctor my services will be limited to a few people,” he says.

Saagar Srivastava of Patna, Bihar has made it to All India merit list in Civil Services Exams 2012-13 (rank 291) and is likely to get to the IPS. What is remarkable about his success is that he has made it to the prestigious merit list while working full time in one of the world’s top banking institution, the Royal Bank of London (RBS) at London Office in its Investment Banking Division. Saagar has been working there as an Analyst, and then as an Associate after promotion, under a hugely demanding professional rigor, which is the hallmark of these world- level institutions. Thus, was left with very little time for preparing for the exams, and he did so mosdy on weekends, though at many occasions he had to work for the Bank even on weekends. He flew from London to Patna to appear for his Prelims with just 4-5 days in hand, which he cleared. Then he took the tough Written exam under these demanding conditions of his professional life at the RBS, again coming to Patna with about 10-12 days in hand. Yet, he succeeded at that stage and then faced the interview and finally cleared appearing in the merit list. Saagar has a remarkable academic career along with equally passionate contribution in other fields. At DPS Bokaro, he was elected as the President (Head Boy) of the School. He joined the Fergusson College, Pune for his Economics Honours, where he was one of the toppers and in all three years achieved distinction in all papers. At Fergusson, while excelling in his studies, he got awards for his drama, organised the first-ever cultural fest Oorja, led his team to IIT-Bombay’s nationally renowned Mood Indigo Fest and got awards, was adjudged the best Speaker in the UN Assembly Moot Competition and so forth. Thereafter, with an outstanding score in GRE (800/800 in Maths; 6/6 in analytical Section), he was selected by the London School of Economics to pursue Master’s in Economics at the LSE with an award of full scholarship. He cleared it with First Class Merit and thereafter wTas selected by the prestigious Royal Bank of England at its key London Office, from where he took his Civil Services Exam in 2012.

Engineers and doctors in the Tricity (Chandigarh-Panchkula-Mohali) did well in Civil Services Exam. The highest rank in Tricity has been secured by Dr. Ankita Chakravarty (AIR 17), who did her M.B.B.S. from AIIMS. The Sacred Heart Senior Secondary School, Sector 26 alumnus cleared CSE in her first attempt. Harpreet Singh of Sector 22 of Chandigarh secured rank 22. Among the top 100, ranks 59 and 80 also have been bagged by candidates from the Tricity. Parth Gupta, son of a Haryana IAS officer bagged rank 59 and Ms. Kriti Garg, sister of a sub-divisional magistrate in Chandigarh, bagged rank 80. “My focus will be on gender empowerment and I will work in that direction while carrying out my responsibilities as a civil servant,” said Dr. Ankita, who has been a consistent topper. “When I entered the private sector, I observed a drastic change in the quality of work in what I was doing and what my father was doing,” said Parth, son of S.S. Prasad, a Haryana cadre IAS officer. “It was my first attempt and I am glad I could crack the Mains without toiling for hours like others. Rank 80 was lucky for me. My sister also had the same rank when she cracked the Civil Services,” said Ms. Kriti Garg, sister of SDM Tanvi Garg.

Rishi Garg, 27, secured all India 49th rank in the Civil Services Examination. Unable to contain the joy, Lucknow-based Rishi, who was in Faridabad, said: “It’s a moment worth living. I feel my hard work has paid. I am fortunate to be among the toppers.” This was Rishi’s second attempt for the UPSC Civil Services. A graduate from IIT-Kanpur, Rishi worked as a patent engineer in an intellectual property rights firm for two years. In 2010, he quit the job to,prepare exclusively for the Civil Services. In 2011, his first attempt in UPSC, Rishi secured AIR-398 and joined Indian Revenue Services. He is presently undergoing training for Customs and Central Excise Department. Son of a retired executive engineer, Mr. Ashok Kumar Garg, Rishi said, “I am fortunate to have support of my parents.” To accomplish his goal, Rishi spent 10 hours a day studying. Securing AIR-28, Yogendra Singh is native of Unnao. He did his graduation from Lucknow University. With an AIR-273, Ms. Sawni Dikshit was overjoyed. This was Sawni’s third attempt in Civil Services. Already working as Assistant Director, Regional Evaluation Office, Planning Commission, Ms. Sawni believes in hard work and dedication. She thanked her husband Dr. V.P Singh, a cardiologist, and her parents for her success. Ms. Sawni’s father, Mr. O.P. Dikshit, is currently serving as DG Vigilance, Lucknow, while her mother, Ms. Manju Dikshit, is an English teacher. Other city toppers include Gaurav Kumar Singh (AIR-190) and Anurag Tripathi (AIR-350).

Delivering their best performance ever, eight Kashmiris among 11 candidates from Jammu and Kashmir cracked the prestigious Indian Civil Services Examination. Ms. Sehrish, Showkat and Khurshid who have made it in die top 100 would get the IAS cadre. Adnan Nayeem Asmi with 189th rank, Naveed Trumboo with 386th rank, Abid Sadiq with 501st rank, Amanullah Tak with 571st rank and Ruveda Salam Bajjad with 820th rank are the other candidates from the Valley while Anchita Pandoh with 446th, Arun Kumar with 716th and Iftakhar Ahmed Chowdhry with 902nd rank cracked the UPSC Exam from Jammu.

Talking to mediapersons over phone from Karnataka, Ms. Sehrish, the topper fromJ&K last year became the first female Indian Police Services officer from Kashmir, said: “I was inspired to work for my society and the great potential of the IAS that makes a positive indelible contribution for its growth and development of the entire society,” Ms. Sehrish, an M.B.B.S., had taken Sociology and Urdu Literature as subjects for the UPSC Exam. Ms. Sehrish is the daughter of opposition Peoples Democratic Party (PDP) MLC Syed Asghar Ali. Ms. Sehrish’s father Asghar said that he felt proud with his daughter’s achievement. Asghar said he raised Ms. Sehrish up teaching her about religion besides the worldly affairs. “I told her to chase her dream but always be a tool to bring betterment in your village, State and country,” he said. Wishing to remain close to his own people in Jammu and Kashmir, Showkat Ahmad Parray, who hails from Kreeri tehsil in Baramulla qualified the coveted exam for the second time. He had qualified the UPSC Exam in 2009-10 and was posted as Assistant Postal Officer. “I was not exposed to the system of examination for IAS when I qualified it first time and I landed in a department not of my choice. Now, I have qualified die exam with 41st rank and would like to work in social sector,” Showkat said and wished to be placed in Jammu and Kashmir under the LS cadre.

It was a dream come true for Ms. Komal Pravinbhai Ganatra when she learnt that she had secured 591th rank in the Civil Services Exam 2012-13. Ms. Komal, who is a primary school teacher in a remote village of Bhavnagar district, Gujarat, expects to join Indian Revenue Service (IRS). She is among the 11 candidates from Gujarat who have cleared the CSE this time. Daughter of a retired primary school teacher at Savarkundla in Amreli district, Ms. Komal is now determined to fight a legal battle with her NRI husband, Shailesh Popat, who is setded in New Zealand. Barely 15 days after her marriage five years ago, she was deserted by her husband, because her parents could not meet the dowry demand.

IAS Topper Tina Dabi tops Civil Services 2015-16 Results

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IAS Topper Tina Dabi

UPSC has declared Civil Services 2015 Results, 22 years old Delhi girl IAS Topper Tina Dabi has topped in this prestigious IAS exam in her first attempt. Second and Third positions were held by Athar Aamir ul Shafi Khan from Anantnag Jammu and Kashmir and Jasmeet Singh Sandhu respectively.

Acording to UPSC Civil Services 2015 results a total of 1078 candidates has been recommended for appointment by the commission. Out of these selected candidates top 172 will get chance to become IAS.

Tina dabi upsc 2016 topper
UPSC 2016 Topper Tina Dabi

IAS Topper Tina Dabi said that her success is all because of her mother who encouraged her to start preparing right after 12th. She was also a topper in her CBSE 12th Exam.

Second topper Athar Aamit ul Safi Khan said that he was sure about good result b but has never expected second position in civil services 2015 exams.

Competition Success Ms. Apurva Dubey, IAS Topper 2012-13 (19th Position)

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IAS Toppers 2012-13 Talk To You
Competition Success Review Is Definitely Very Popular Among IAS Aspirants And It Undoubtedly Provides A Very Comprehensive View Of All The Current Topics
—Ms. Apurva Dubey, IAS Topper 2012-13 (19th Position)

Ms. Apurva Dubey, a graduate from Delhi University, has achieved the 19th Position in the 2012-13 Civil Services Examination. We publish here an exclusive interview she gave to Competition Success Review.

Q. Which newspapers and journals have you been reading for the General Studies and other papers ?
A. I have been a regular reader of The Hindu, and so- far as journals are concerned, I read Competition Success Review regularly.
Q. Competition Success Review has been extremely helpful because…
A. It provides a comprehensive overview of all the current topics. So it helps a lot in focussing over the current topics, and thus keeps you updated.
Q. How did your parents, family and friends contribute to your success ?
A. Everybody supported me in every way that was possible. My father imbued in me great confidence and my mother and sister were a source of emotional support. And my friends wished well for me and helped me in many ways. Particularly, Shalabh, Rishi and Sharad.
Q. How do you visualise your success ?
A. When I look at it as a student, I think it is certainly a success. But more than that I am happy that it is the beginning of a new phase where I will be able to be a part of public service, a dream which I always cherished.
Q. What are your strong points which enabled you to achieve spectacular success in the Civil Services Examination ?
A. As far as strong points are concerned, I have been focussed and hard-working. So, with everyone’s support I could carry on with my work and that has finally paid off.
Q. What were your Optionals at the Civil Services Examination ?
A. Law and Public Administration.
Q. How many attempts had you made earlier before you got selected ?

A This was my second attempt. In my first attempt, I could not clear the Mains.

Q. What was your criterion for the selection of the Optional subjects ?
A. Law was something I was pursuing from the Delhi University Law Faculty, and so I chose this subject.
And I opted for Public Administration because of its general nature.
Q. How did you prepare for your compulsory papers ?
A. For Law I mostly referred to printed material of Ambition Law Institute. For the Constitution part in specific, I referred to a few other books also. For Public Administration, I read Mohit Bhattacharya, Synergy material and Fadia.
Q. Competition Success Review is the largest read youth magazine in English. How do you visualise the role of this magazine in moulding the careers of the youth ?
A. CSR is definitely very popular among IAS aspirants and it undoubtedly provides a very comprehensive view of all the current topics. Regular reading of it will surely help aspirants in brushing up on the current happenings all around.
Q. How did CSR help you in your preparation for the interview ?
A. I read the tips and guides for interview. It instilled confidence in me by giving tips about many normal things that I tend to skip.

Q. How do you look upon the publication of CSR in Hindi ? Do you think that the mindset and basic approach of Knglish medium students are fundamentally different from those of the Hindi medium students ?

A. I think it was much needed. There is a paucity of materials in Hindi and Hindi medium students are really benefited by the publication of CSR in Hindi.
Q. What is your opinion about Competition Success Review?
A. CSR is a must-read for UPSC exams. It is very lucid in its presentation.
Q. Since when have you been reading Competition Success Review ?
A. I have been reading CSRsince 2010 when I first planned to take this exam.
Q. Did your father and/or mother also read Competition Success Review when they were of your age ? If so, who read and when ?
A. My father has been a reader of this magazine. He still reads it.
Q. What is your opinion about General Knowledge Today?
A. General Knowledge Todayfocusses more on understanding and less on factual data. It is expansive, so reading it with understanding helps a lot.

CSR : Thank you. CJR wishes you all the best in life.

Source: CSR.

Blind girl from Tamil Nadu cracks UPSC exam

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The dream is to enter the IAS cadre and N L Beno Zephine, who is visually impaired, is holding her breath until the marks for the Union Public Service Commission (UPSC) exam results are released in 15 days.
It was a tough few years of work, but Beno, 24, enjoyed it and has secured an all-India rank of 343 in the UPSC exams. “Preparing for the civil services made it easy for me to clear other competitive exams,” she said.
She got a few books Brailled, but much of her preparation was done with the help of her father and friends. “She would insist that her father read the newspaper to her every morning, and she was an exceptionally sharp observer,” said Sathya, MD of Strategy IAS Academy, who coached Beno to face the interviews along with experts at Manidhaneyam IAS Academy.
Beno is one of more than 100 candidates from Tamil Nadu who made it to the civil services this year. She had to juggle preparing for a PhD in English literature from Bharathiar University with a full time job as a probationary officer in SBI. “I learnt to balance both and understood how to use my time efficiently in the process,” she said.
She also downloaded the Jaws screen reader to get more information. Her father works for the railways and prompted her to get into a government job at a higher level and her mother is a homemaker.
Others like Sujitha from Chennai and Krishna Gopal Tiwari from Varanasi have made it to the IAS cadre, despite visual disabilities. Experts said that the uniformed services are, however, closed to people with disabilities.
Source – -TOI

IAS Topper Gaurav Agarwal UPSC Interview 2014

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gaurav agarwal ias topper

UPSC Interview questions asked by the interview board (chairman and members) and answers of Gaurav Agarwal, IAS Topper.

Cp: XXX, you did this, did that, worked here…why left that job for civil services?
Me: Mam’, it was due to a combination of professional and personal reasons. The professional reasons include the mature of the civil services job. It gives a wide scope for public service, it gives wide decision making powers at our age, and it is so challenging and dynamic. Personal reasons included I wanted to come back to India, parental aspirations and also this job has a lot of respect in the society.Cp: didn’t you like that jo

Cp: didn’t you like that job? There was so much money as well.
Me: Mam’, money is not everything. I realised that when one has to work for 30-35 Years money cannot be the motivation. One has to look at larger things, so I switches because of factors mentioned earlier.

Cp: What has been the role of media in influencing people in the elections gone by?
Me: Media played a very important role. For example, the way it covered Mr. Modi’s Varanasi road show… the way it was showing the massive crowd… all swayed the people. What was happening in UP was being seen right in our rooms 24×7 in Rajasthan, Maharashtra, all over India. Moreover, there was massive advertising

M1: what are biosphere reserves?
Me: they are regions of great ecological significance so notified by the government.

M1: difference between biosphere reserves, national parks, wildlife sanctuaries?
Me: Sir I am not very clear about it, but from what I know, sanctuaries are notified as such by the state government, and biosphere reserves by the central government.

M1: And the national parks?
Me: Sorry sir, I don’t know.

M1: You are from Bharatpur?
Me: Sir I was born there…

M1: Bharatpur has a national park or sanctuary?
Me: A national park… Keoladeo National Park

M1: have u been there?
Me: Yes sir, Bharatpur is my nanihal… so as a child I used to go there on morning walk with my nanaji (grandparent).

M1: how should we protect environment?
Me: First we need to empower and involve the local communities. Because they are the ones who are closest to forests, know best about it and are dependent upon it. On the contrary, our laws tend to centralize powers in the hands of the forest department. Second, we need to change our accounting system to one which includes the value of ecological services. Right now it is only GDP where these ecological services are given zero weight. We need to give these services a tangible value in project appraisals.

M1: In project appraisals, what are the social costs?
Me: Typical project appraisals only capture the market prices or costs to private parties. Social costs are the costs to the society. There may be instances where the cost to private party may be different from the cost to the society. For example, if a project is being setup which will lead to migration, the cost of migration for the private operator may be taken as 0, but it will have real costs on society in terms of destruction of family structure, destruction of social capital…

M2: u acted n edited a movie in the college. What was it?
Me: It was a small movie we made based on then released Kaante. 🙂 We were a group of students studying in our college who get caught by the dean while cheating in an exam. The dean expels us. So we decide to take a revenge on the professors by looting the bank where they used to keep their savings. 🙂 We get caught doing that also and end up as sweeper, waiter etc.

Cp: How did you loot the bank? Through computers?
Me: No mam, we looted it physically like in the movie kaante. 🙂

M2: what was the message of the movie?
Me: It was a fun movie sir.

M2: fun movie.. Still there would be some message.
Me: Sir the message was that if one resorts to shortcuts in life, bad things happens to him ultimately.

M2: You talked about media earlier Social media. What is it and what are its pros and cons?
Me: Social media is via internet, sites like facebook, twitter, Google, blogs where users can share and interact. Its advantage is that it can preserve freedom of speech, specially in cases of autocratic government. For instance, in Turkey, the government tried to curb Twitter but it failed. Now this advantage also leads to its disadvantage. Because of the anonymity it offers and difficulty in suppressing its content… if we suppress one handle, people can create a new one and publish… it can lead to many problems. We saw last year how it led to exodus of people of North East from Bangalore, Pakistan uses it to flare up communal tensions in India…

M2: u blog… What do u blog about?
Me: I write about the things which I am doing, my observations, inferences, learnings.For example, the last blog I wrote was on the budget and economy of India, what are the challenges, what should be done. When I used to work in XXX, I used to write about markets, how to trade.

M2: u want to write a book. What kind of book?
Me: Sir, I presently write about things I see, my inferences and observations. So the book would be about that only.. what I see and learn in the field over next 10-15 years.. the problems I see and what policy measures we can adopt to solve them.

M2: u have a well built body n good height… Don’t you play any sports?
Me: (I was thinking I played so many sports, but to answer like that may expose me to questions from any sport) Sir I used to play football in college.

Cp: Yes he has mentioned that in the form…
M2: what position in football?
Me: I was the goalkeeper.

M2: don’t you play cricket?
Me: Yes sir, but only at the gully, street level.

M2: what is the role of the leg umpire?
Me: Sir, first if there is any overhead wide, then he calls it because he is in a better position to see. Then in case of runouts, he can see better. Finally, if the main umpire has any doubts, he can assist him.

M2: should,’t we replace umpire by technology?
Me: There would be practical problems in that. The decision of the third umpire comes after a lot of delay. So if we keep referring each appeal to the third umpire, there would be too many breaks in the game. Secondly, even the technology is not so accurate and we have seen some glaring errors being committed by it.

M3: (Some long story of Bangalore local government acquiring land for a foreign company) government acquiring land for private companies.. Isn’t this abuse of governmental power?
Me: Sir, if we leave land entirely to private players i.e. the private company buys it directly from the owners, there would be a market failure. Because say a company wants 100 acres to build a factory and buys 99 acres. The remaining 1 acre guy would get a veto power on the project. He may say give me 10 times the price of land otherwise you will not have your project. So we need governmental intervention in acquisition of land. But the real issue here is that the original owners must get full compensation and rehabilitation. What we should do is to give a part of the developed land back to the original owners… the value of developed land is generally much more than that of undeveloped land… this way even they can become stakeholders in growth and there won’t be any protests and development can happen.

M3: difference between vision, Mission, aims and objectives?
Me: Sir vision is at the top… its the broad overarching destination. For example, the government can have the vision that the governance reaches to that last person..the poorest man. Mission are the strategies which one can adopt to reach vision. The mission can be, use of technology for better delivery of services, climate friendly (:O I don’t know how this came to my mind) mission, poverty elimination mission…

M3: Aims and objectives?
Me: (thinking and trying) Aim could be we will reduce poverty by 2% per annum.

M3: Isn’t that target?
Me: Sorry sir, I am unable to tell about aims and objectives.

M3: difference between planned and market economy?
Me: Market economy is one where private sector plays a dominant role. The decisions of price and quantity produced are governed by market forces of supply and demand. Planned economy is like the one we have. There can be 2 types… one we had before 1991 where state was dominant, it used to fix the price and quantity produced mainly via PSUs. Then after 1991, we have moved to indicative planning.

M3: what are SEZs and your view on it?
Me: SEZs are special economic zones where the private operators are given a host of incentives to operate. It was a good concept… We have seen how SEZs have led to huge development in China. But the SEZ policy has come in for criticism that it has become a land grab scheme. Private operators are acquiring land in the name of SEZ but are not setting up any industry there, merely using it for real estate. Then the idea behind SEZ was to provide good infrastructure facilities also. But the size of our SEZs is so small. China has 5-6 large SEZs where it has provided all facilities. What we really need is a proper implementation of the policy. We need to have a few large SEZs instead of hundreds of small ones and then provide good governance and infrastructure there.

M4: your hobby is following macroeconomy and forming trading views. How?
Me: Sir I used to do this earlier in my job.

M4: but that was ur job, not hobby..
Me: Yes sir, earlier it was my job. But after quitting, I have pursued it as a hobby.

M4: Do you know about the trends in TV sector? Do you watch TV?
Me: No sir, not much (watch). As for the trends, I don’t know about the individual Companies but for the sector overall…

M4: ownership of media houses (Ambani deal) by corporates and politicians. There was a news even today. Is such a thing dangerous for economy, for democracy?
Me: Yes sir, it is very dangerous for the economy and democracy because freedom of media may be compromised. Most of these media houses are running into losses which lead them prone to such acquisitions.

M4: The media can also blackmail the government and corporates..
Me: Yes sir, and as we saw in the coal scam coverage last year, Zee news was accused of demanding bribes from Jindal for suppressing the adverse coverage.

M4: can we prevent it? How?
Me: By separating the editor team from owners.

M4: but is separation of editing team and management possible? How is it possible when both are in the same company?
Me: It is possible. In my previous job, there was a part of the bank which worked closely with companies and had access to private information. We, on the other hand, were on the public side and had no such access. This separation was made possible by our internal compliance team, auditors and central bank. Similarly in media, this
separation should be enforced by their compliance, auditors and an external regulatory.

M4: what are the things the new government should be doing in the economy?
Me: Sir, firstly, the new government should address the policy issues. For example, retrospective taxation, increasing FDI, cutting red tape, giving more confidence to bureaucrats…

M4: but they are against FDI in retail.
Me: Yes sir, FDI in retail is a bit of a grey area. But in other sectors, they are saying to allow FDI up to 49% via automatic route except for 3-4 sectors. Even in defence they are allowing FDI up to 49, 74 and 100% depending upon the kind of technology which is brought in.

M4: what other things?
Me: They should control the fiscal deficit. Although the previous government claimed reduction of headline number to 4.6%, but the quality of this fiscal deficit adjustment has been doubted by many experts. They say the government has merely pushed many subsidies to the next year. So some of these subsidies have to be removed.

M4: which subsidy they should remove?
Me: The fuel subsidy…

M4: won’t increasing diesel prices lead to higher inflation? There are so many critical Sectors like railways, trucks which need it.
Me: Sir there are 2 things here. One, yes higher diesel prices will push up inflation, but at the same time, the reduction of fiscal deficit due to lower subsidy will have a reducing effect on inflation and will offset at least a part of it. Next, what we can do is that we can compensate these critical sectors directly via direct cash payments. This way we can reduce the inflationary impact as well as prevent wastage of subsidy. Clearly we don’t want to subsidise the luxury cars running on diesel. 🙂

M4: is it possible politically to remove subsidies on gas cylinders?
Me: It is difficult, but given the strong mandate the new government has, it is possible.